Welcome to Memorial City Bank

Our Promise To You. . .

Privacy Policy

Memorial City Bank - Privacy Policy

Rev. 12-2011

FACTS	WHAT DOES MEMORIAL CITY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include:
	* Social Security Number and checking account information
	* account transactions and account balances
	* payment history and overdraft history
	When you are no longer our customer, we continue to share your information as described in this notice

How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Memorial City Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information			Does Memorial City Bank share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus			Yes	No
For our marketing purposes- to offer our products and services to you			No	We don't share
For joint marketing with other financial companies			No	We don't share
For our affiliates' everyday business purposes information about your transactions and experiences			No	We don't share
For our affiliates everyday business purposes information about your creditworthiness			No	We don't share
For nonaffiliates to market to you			No	We don't share

Questions?	Call (713) 973-8000 or go to www.memorialcitybank.com


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Who we are
Who is providing this notice?		Memorial City Bank Main Office (713) 973-8000
		820 Gessner, Suite 140
		Houston, Texas 77024

What we do
How does Memorial City Bank protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Memorial City Bank collect my personal information?		We collect your personal information , for example, when you
		* Open an account or deposit money
		* show your driver's license or give us your
		contact information
		* apply for a loan
Why can't I limit all sharing?		Federal law gives you the right to limit only
		* sharing for affiliates' everyday business purposes-
		information about your creditworthiness
		* affiliates from using your information to market to you
		* sharing for nonaffiliates to market to you
		State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates		Companies related by common ownership or control. They can be financial and nonfinancial companies.
		* Memorial City Bank does not share with our affiliates.
Nonaffiliates		Companies not related by common ownership or control. They can be financial and nonfinancial companies.
		* Memorial City Bank does not share with nonaffiliates
		so they can market to you.
Joint Marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
		* Memorial City Bank doesn't jointly market.

Other important information
Texas Notice: This institution is chartered, licensed, or registered under the laws of the State of Texas and by state law subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against this institution should contact the Texas Department of Banking through one of the means indicated below:
In Person or U.S. Mail: Texas Department of Banking, 2601 North Lamar Boulevard, Suite 300, Austin, Texas
78705-4294; Telephone No.: 877/276-5554; Fax No.: 512/475-1313; Email: consumer.compliants@banking.state.tx.us; www.banking.state.tx.us