Redefining Personalized Banking

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Personal Banking

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Interest Rates

Call us today at 713-973-8000 to find out our current interest rates!

Personal Loans

Personal Loans

Memorial City Bank has personal loans as varied as your individual credit needs. We can help you finance a loan for any purpose.

  • Automobiles
  • Home Equity Financing
  • Home Improvements
  • Debt Consolidation
  • Recreational
  • Vehicles/Boats

Home Equity Loans and Lines of Credit

  • Memorial City Bank offers Home Equity Loans and Lines of Credit. HELOCs can be an attractive tax shelter for most borrowers. As a borrower, you should consult a tax advisor regarding the deductibility of interest and charges.

Home Improvement Loans

  • We’ll finance your project, enhancing the investment you have already made in your home. Whether you are planning to add on a room, remodel a kitchen, or finish off the basement, we can provide an economical financing package. We will work with you to design a home improvement program that fits your financing needs.

Home Construction and Mortgage Loans

  • Whether you are building a home, purchasing a home, or refinancing a residential property, we are here to help you with the process.

Our Registered Mortgage Lending Officers:

Thomas J Danik Sr. Vice President NLMS #802682
Anne Dinh Vice President NLMS #764622
Angel Pena Vice President NLMS #808518


NMLS Consumer Access is a free service for you to confirm that your bank, mortgage company, or lender is authorized to make mortgages and home-related loans in your state.  You can find us by going to and entering Memorial City Bank’s NMLS ID number, 798525, or simply type your banker’s name or NMLS ID number to verify them individually.


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