Professional & Executive Loans

The first step to your dream home or boat, or ranch, or sending your kids to college – should begin with a consultation with our Professional and Executive banking team. Our bankers will look at all the options and promptly respond with the best lending solutions to make your plans become reality.

  • Mortgages
  • Real Estate Construction Loans
  • Home Equity
  • Stock Loans
  • Working Capital
  • Income-Producing Real Estate Loans

Contact MCB's experienced bankers today at (713) 827-2700. They will take the time to understand your complete financial picture and provide customized lending solutions to fit your unique needs.


The experienced team of bankers at MCB can help make your dream home a reality with innovative home construction loans and mortgages. From new builds to renovations and additions, Memorial City Bank can partner with you to take your plans from drawing board to completion. We don't limit ourselves to your primary residence either. If you are looking for a vacation home, beach house or ranch, let the MCB team work with you to find the best lending solutions to fit your individual financial requirements.

With local decision making, MCB is committed to a quick turn-around for your mortgage loan request.

Our Registered Mortgage Lending Officers:

Thomas J Danik Sr. Vice President NLMS #802682
Angel Pena Vice President NLMS #808518


NMLS Consumer Access is a free service for you to confirm that your bank, mortgage company, or lender is authorized to make mortgages and home-related loans in your state.  You can find us by going to and entering Memorial City Bank’s NMLS ID number, 798525, or simply type your banker’s name or NMLS ID number to verify them individually.


Real Estate Construction Loans

Take advantage of MCB's broad range of commercial or residential loans for owner-occupied real estate. Whether you or your company is financing, expanding, relocating or initially buying business real property, our seasoned P & E Bankers have flexible financing options available for:

  • Acquisition and development
  • Interim construction loans
  • Construction loans with long-term financing

Contact an MCB banker about which construction loan is right for you or your company's expansion at (713) 827-2700.

Home Equity Loans

Take advantage of the considerable equity you may have built up in your home and put this liquidity to work for you with a home equity loan from MCB. These loans can free up money to make investments, purchase a 2nd home or other major asset, or pay down a debt at a lower interest rate.

Stock Loans

Stock loans offer a powerful tool to access funds now, without having to sell stock and forgo future gains. A loan secured by stock also allows you to avoid the capital gains taxes a selloff would trigger.

Leveraging your portfolio with a stock loan enables you to stick to your long-term financial plans, hold onto valuable stock, and prevent potentially selling at a loss to cover unforeseen expenses or to capitalize on a near term opportunity.

Working Capital

MCB understands how business owners and professionals' personal and business financial needs are often linked.

With working capital financing from MCB you or your business will have ready access to cash when you need it and have funds available for short-term or ongoing business operations. Improve your cash flow, make inventory and material purchases as required, secure capital when seasonal business cycles dictate it.

For personal use, an MCB Executive Line of Credit lets you quickly and conveniently borrow funds as needed. You choose when to use the funds.

Income-Producing Real Estate Loans

Our experienced P & E Bankers can offer a range of loans for building, buying or refinancing non owner-occupied real-estate for office buildings, shopping centers, mixed-use commercial buildings, multi-family residences and more.

Memorial City Bank. Member FDIC. Equal Opportunity Lender. Equal Housing Lender. Loans subject to credit approval.

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