Welcome to Memorial City Bank

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Our Story

Our unique brand of service is at the heart of our promise to you: Memorial City Bank was built to provide streamlined efficiency that will keep your business and your investments moving forward.

Unparalleled Service, Focused on Your Needs: We have an intimate understanding of the special needs you require from your bank. At Memorial City Bank your personal banker won't just know your name, he'll know you and your business intimately. And he'll develop customized solutions tailored to.....

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FDIC Insurance Coverage for Transaction Accounts

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and seperate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Bill Pay

Simplify your monthly bill paying with Bill Pay

Pay Bills - set up recurring one-time payments
Payment Calendar - displays scheduled and processed payments
Email Alerts - remind you of due dates and notify you when your payments have been sent
Payment History - access up to 7 years of payment history and view transaction detail
Merchant Accounts - add, modify, or delete account information for individuals or companies

Click here to see an online tour!

Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006

The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Dept of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.

As defined in Regulation GG, unlawful Internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made".

As a customer of Memorial City Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

Please call (713) 973-8000 if you would like additional information on UIGEA or Regulation GG.

Useful Links

Web Lockbox Login

COMING IN AUGUST

Effective August 15th our website for Personal Internet will have a new look. The address and access to online banking will remain the same, but new enhancements will improve navigation and make accessing your account information easier. We hope that you will enjoy using the new website. As always, Memorial City Bank will continue to look for ways to improve the products and services available to our customers.