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Our Story
- Our unique brand of service is at the heart of our promise to you: Memorial City Bank was built to provide streamlined efficiency that will keep your business and your investments moving forward.
Unparalleled Service, Focused on Your Needs: We have an intimate understanding of the special needs you require from your bank. At Memorial City Bank your personal banker won't just know your name, he'll know you and your business intimately. And he'll develop customized solutions tailored to.....
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FDIC Insurance Coverage for Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and seperate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
Bill Pay
Coming Soon - Summer 2012
State of the Art Bill Paying System
Memorial City Bank is pleased to announce the release of their new Bill Pay System coming this summer. The new system will be very user friendly to both consumer and business customers who wish to pay bills through their own bank's website. Through an increased network of online payees, payments will be remitted even more quickly to vendors. Further details will be announced soon.
Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Dept of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.
As defined in Regulation GG, unlawful Internet gambling means to "place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made".
As a customer of Memorial City Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.
Please call (713) 973-8000 if you would like additional information on UIGEA or Regulation GG.
Copyright © 2008 Memorial City Bank. All Rights Reserved.
